Lcredit.ng Review (Is Lcredit Legit or Scam)

There are times in life when we urgently need money to solve a pressing issue, and maybe we can’t quite seem to get it from friends or family. The next best option is to get a loan.

Taking loans from commercial banks is a very stressful process, the paperwork and also the fact that you will need collateral just puts off most people.

In the past few years, there has been an increase in the number of apps & platforms that offer small loans to students, entrepreneurs and business owners.

In this Lcredit loan app review, I am going to be writing about all you will need to know about this app, under the following sub-topics “Is Lcredit loan app legit?” “Lcredit loan interest rate”, “Lcredit customer care”, “Lcredit office address”, “How to apply for a loan on Lcredit?” and more.

What is Lcredit.ng

Lcredit.ng is an app that offers loans of up to 50,000 naira to Nigerians, without the need for paperwork or collateral. With Lcredit, you can get your loan application approved in a few minutes and get the cash in just 10 minutes.

According to its website “Lcredit is a quality financial service platform for Nigerians to get loans, anywhere, anytime in any emergency, whether it is day or night, you can get the loan within.

How is Lcredit.ng Works?


Lcredit.ng is an app that offers loans of up to 50,000 naira to Nigerians, without the need for paperwork or collateral. With Lcredit, you can get your loan application approved in a few minutes and get the cash in just 10 minutes.

According to its website “Lcredit is a quality financial service platform for Nigerians to get loans, anywhere, anytime in any emergency, whether it is day or night, you can get the loan within.

How to get/apply for a loan on Lcredit

There are four simple steps to get a loan on Lcredit app.

  1. Register an account using your android phone
  2. Submit your BVN information, no paper documents required.
  3. Get approval and apply for a loan
  4. The money will be transferred to you in minutes.

Also read my cashflowng.xyz Review


The advantage of Lcredit is that it doesn’t require paperwork for you to get a loan, as long as you are between the age of 18 to 55 years of age, you can apply and get a loan easily.
Lcredit loan interest rates

Requirements for a loan on Lcredit

Lcredit offers loan interest rates with a minimum of 0.1% up to 1% for loan period range from 91 to 180 days.

Annual interest rates from 36.5% to 300%, the interest rate is calculated on a daily basis. If you choose 91 days’ loan, payment terms have an origination fee of 39% and an interest rate of 2.7%.
For example: A loan processed with a principal amount of 3000 naira, the origination fee would be 1,174 naira, the interest would be 81 naira, the total amount due would be 4,255 naira.

Is Lcredit loan app legit?


Lcredit seems legit. Reading reviews online, you can get a loan of up to 50,000 naira easily in just a few minutes without the need for many paperwork or collateral.
The few complaints I have seen about Lcredit is a little bit about their customer care, but other than that, it looks a good option to get a loan.

Don’t just take my word for it, make sure you do your own research about Lcredit before taking a loan.

Is Lcredit loan app Scam?

Lcredit is currently not a Scam. Reading reviews online, you can get a loan of up to 50,000 naira easily in just a few minutes without the need for many paperwork or collateral.

Conclusion

Thank you for stopping by to read my Lcredit loan app review. If you have any question or comment, you can leave it in the comment section below.

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Thank you once again for reading.

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