How to Report a Scammer Bank Account in Nigeria?

If you conducted a deal online where bank transactions need to be made, and you got scammed instead of a smooth deal.

Do not panic as there is now a method that you can use to get your money back from the scammer.

As we all know, the scam rate in Nigeria is at an all-time high. There are various reasons which led people to online scamming but most of it is caused by unemployment.

If you are a victim of an online scam in Nigeria, do not act on impulse as most people do. Such as threatening the scammer, blocking them, cursing them out, or bombarding them with calls.

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Just follow the simple steps that will later be outlined in this guide on “how to report a scammer bank account in Nigeria” to catch the scammer by surprise and squeeze your money out of them.

Without wasting any more time, let’s get right into it…

How to protect yourself against online scammers

But before that, let’s quickly take a look at a few things you can do to protect yourself from online scams. Prevention, they say, is better than cure.

You don’t want to wait before it happens to you, start taking some of the above-listed preventive measures.

Watch out for phishing scams that use fraudulent emails or websites to make you believe they are original.

Scams method like this usually involves a group of people or an individual impersonating a public figure or a popular company/brand to deceive gullible people into thinking they are the original.

Check to see if you’re on a real website secured with HTTPS before submitting your login details.

• Make sure to set a strong and uncrackable password by combining a mix of upper and lowercase letters, special characters, and numbers.
• Do not reveal your details on social media as lurking scammers might gather your info from your profiles and use it for their ill interests.
• Use two-factor authentication to make access to your banking apps, social media apps, or any other apps that contain sensitive information much harder for scammers.

The two-factor authentication is an added layer of security method that requires a code texted to your Email or mobile phone number.

How to report a scammer bank account in Nigeria

To report a scammer’s bank account in Nigeria is easy. Although, you might go through some rigorous processes which can be done from the comfort of your home.

Follow the below procedures to secure your money back after being scammed online:

• The next line of action is to screenshot the conversation you had with the scammer. Do not instantly delete your conversations with the scammer
• Copy and save the scammer’s bank account details such as account full name, account number, and name of the bank
• Also, make sure to save the “Transaction ID number” if you made a payment via mobile app or USSD code
• Then send an email to your bank’s E-fraud team and the scammer’s bank with all the conversation screenshots along with the scammer’s bank account details
• The scammer’s bank account will be blocked until the perpetrator visits the bank
• Then report this case to the nearest police to help you detain and query the scammer to release your money.

Like so, you will nab your scammer and also recover your money back. If you don’t know your bank E-fraud’s team, simply visit your banking hall and ask a customer representative.

In Conclusion

Victims of scams in Nigeria usually don’t seek help, and this is the main reason why the rate of scammers keeps on increasing.

You might ask yourself, why do I need to go through all this process to get my money back? Well, if enough scapegoats are not being made, other scammers won’t learn.